Military Veteran Home Buying Guide: Moving to Virginia Beach, VA

1. Location & Neighborhoods

• Proximity to the Beach: Homes near the ocean tend to be more expensive and may have higher insurance costs due to flood risks.
• School Districts: Research Virginia Beach City Public Schools, as some areas offer better educational opportunities.
• Commute & Traffic: Consider how daily traffic will impact your commute, especially if working in Norfolk, Chesapeake, or on a military base.
• Safety & Crime Rates: Some neighborhoods have lower crime rates than others—check local crime reports before buying.
• Jet Noise & Crash Zones:
  • Naval Air Station (NAS) Oceana is a major jet base, and certain neighborhoods experience frequent aircraft noise. The high-noise or military crash zones referenced by the city indicates high-noise zones and crash zones.
  • Homes in the Accident Potential Zones (APZs) may have restrictions on renovations and property values due to military flight paths.

2. Flood Zones & Insurance

• Many areas in Virginia Beach are vulnerable to flooding, especially Sandbridge, Pungo, and coastal neighborhoods.
• Check FEMA flood maps and consider flood insurance costs, as they can significantly impact home affordability.

3. Cost of Living & Housing Market

• Home prices vary by neighborhood, with waterfront and beachfront properties commanding premium prices.
• Consider property taxes—Virginia Beach offers moderate rates compared to other coastal cities.
• HOA Fees: Many communities, especially near the oceanfront, have Homeowners’ Associations (HOAs) with dues and restrictions.

4. Military Presence & VA Loan Benefits

• Virginia Beach has a large military population due to Naval Air Station Oceana, Joint Expeditionary Base Little Creek, and nearby Norfolk Naval Base.
• If you’re active duty or a veteran, consider using a VA loan to purchase a home with zero down payment options.

5. Weather & Climate

• Summers are hot and humid, while winters are mild.
• The area is susceptible to hurricanes and nor’easters, impacting storm preparation and insurance rates.

6. New vs. Older Homes

• Newer homes offer modern features and better energy efficiency but are often further from the beach.
• Older homes, especially in historic or beachfront areas, may require renovations and flood-proofing.

7. Property Resale Value

• Homes near top-rated schools, shopping Military Move to Virginia Beach

   centers, and the oceanfront tend to retain higher property values.

• Resale value may be affected in high-noise or military crash zones, so check zoning regulations before purchasing.

8. Homeowners Associations (HOAs)

• Some communities have strict HOA rules that regulate property modifications, rental options, and aesthetics.
• Always review the HOA’s bylaws and fees before committing to a property.

Final Thoughts

If you’re planning to buy a home in Virginia Beach, be sure to consider jet noise, military crash zones, flood risks, and resale potential. Researching these factors in advance can help you find the best location that fits your lifestyle and budget.

Would you like more information on specific neighborhoods, homes or have specific questions about purchasing a home based on your needs? 
Give Carlos Cardo a call at 757-971-3574 or email below.